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Payment Assurance

SekurPay-GPS (SU505L) payment assurance solution delivers assurance of timely payments for the following reasons:

  • SekurPay GPS (SU505L) has no physical limitation because it does not require interaction with the system within the vehicle in order to ensure timely payments
  • SekurPay GPS (SU505L) has no moving parts to malfunction and has no effect on the Electronic Computer Module or Factory Warranty of vehicles.
  • -148 dBm autonomous sensitivity for fast TTFF and high accuracy
  • SekurPay GPS (SU505L) will only render the vehicle inoperable if the car is stationary and turned off. It cannot suddenly disable a vehicle while the engine is running. This fact, makes using SekurPay GPS (SU505L) completely safe for the driver.
  • SekurPay-GPS (SU505L) is a proven payment assurance solution that is securitizing asset to the value of1.2 billon USD.
  • SekurPay GPS (SU505L) is a fail-safe software driven system that will not leave a customer stranded
  • A payment trigger exists for every payment that is due. The vehicle loan financer using the SekurPay GPS (SU505L) Payment Assurance Solution releases a new trigger if a payment has not been made.
  • The trigger is received by SekurPay GPS (SU505L) and the vehicle is disabled. Before any payment due date is reached the solution reminds the customer that the payment is due and if payment is not received within X number of days the vehicle will be disabled. If the vehicle is disabled then SekurPay GPS (SU505L) provides the facility to locate the whereabouts of the vehicle if recovery is required

How It Works?

A payment trigger exists for every payment that is due. At the time of setting the payment schedule with in the contract module of the SekurPay GPS (SU505L) Payment Assurance SolutionThe system releases anautomated new trigger if a payment has not been made.

A reminder is send to the client via a number of delivery channel 4days before the payments due da.

The trigger is received by SekurPay-GPS (SU505L) and the vehicle is disabled. Before any payment due date is reached the solution reminds the customer via a number of delivery channel including the clients mobile app that the payment is due and if payment is not received within X number of days the vehicle will be disabled.

If the vehicle is disabled then SekurPay-GPS (SU505L) provides the facility to locate the whereabouts of the vehicle if recovery is required.

Features

SekurPay-GPS (SU505L) can change its behavior based on Over the Air programming (OTA) instructions, thus eliminating the need to interact with the device or recalling the vehicle for changing basic parameters.

  • Automated Payment Delivery Triggers
  • Configurable number of Emergency Starts
  • ConfigurableGrace Days
  • ConfigurableShut-off time
  • GMT Offset

SekurPay-GPS (SU505L) can change its behavior based on Over the Air programming (OTA) instructions, thus eliminating the need to interact with the device or recalling the vehicle for changing basic parameters.

SekurPay-GPS (SU505L) proactively reminds the customer that payment is due prior to the payment due date being reached. The reminder period is a configurable item set at the organization’s discretion.

The Emergency enables allowance. A command is sent to the control center application and an emergency trigger is released and returned to the device automatically. The organization may reduce the number of Grace Days to compensate if they suspect abuse. The device includes an internal GSM/GPRS modem, proving both TCP/IP and UDP/IP, CSD and SMS communication between the device and the control center application. Where GPRS coverage is unavailable any emergency events are shifted to SMS.

SekurPay-GPS (SU505L) understands Time Zone settings so that users from all over the world can set a Shutoff Time of 11.59 pm and remain locally accurate. SekurPay GPS (SU505L) The solution allows the organization to automatically send the parameter triggers to SekurPay GPS (SU505L) therefore provides the benefit of a wireless management process that eliminates customer intervention.

SekurPay GPS (SU505L) is configurable in terms of locating the vehicle when it has been disabled. This feature is organization driven and may be set to automatically advise theSekurPay GPS (SU505L) application or may be set to be passive. Such triggers are returned to the application to notify the location of the vehicle if recovery is required.

SekurPay GPS (SU505L) parameters can also be configured and setup using OTA configuration in case the GPRS network is not available the commands can be sent by SMS.

SekurPay GPS (SU505L) allows the vehicle to be disabled or enabled automatically and/or remotely via the application. This allows the organization to remain in control of their asset and also protects the customer in case of vehicle theft. The solution performs a Gradual Motor Arrest that allows the organization to send a command to gradually decelerate the vehicle until it comes to a full stopin case of vehicle theft.(Optional)

The device is small in size and allows it to be installed deep inside the interior of the vehicle thus avoiding detection and tampering. A tamper alert is sent to the finance company in the case of tamper detection.

A 12 channel GPS sensor is integrated with the antenna for improved reception sensitivity ensuring efficient and accurate vehicle location.

Outputs Open collector outputs up to 500 mA.
Inputs 5 variable inputs – 1 for ignition, 3 for general purpose,2 analog inputs dedicated for batteries measurement.
Communication Methods TCP/IP or UDP/IP over GPRS; CSD (v.32 or v.110);SMS
Frequency Bands European 900/1800, American 850/1900, or Quad-Band.
GPS Technology SiRFxTrac12 receiving channels.
Other Interfaces RS232 (9600bps), hands-free support, 1-Wire (Dallas), MDT (Mobile Data Terminal) support.
Operating voltage 9-16V
Power consumption 1 Watt in full operation, 13.7 mWatt in hibernation
Battery Internal rechargeable Internal rechargeable, 7.4V, Li-Ion, 700mAh
Dimensions 7.6mm x 106mm x 28.1 5mm Weight:0.315kg
Temperature Range - 20°C to +55°C
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